Welcome to NJS Wealth Management, LLC
NJS Wealth Management, LLC is a private wealth management and financial consulting firm dedicated to serving the needs of individuals, families, and businesses. NJSWM was founded to give our clients an alternative to the large, impersonal Wall Street firms. We wanted to create an environment where our clients can receive truly independent advice that’s always focused on their goals.
At NJS Wealth Management our clients needs come first
Our mission is to provide you with solid, objective and unbiased advice. We have no sales quotas. We offer no proprietary investment products. We are free to devote our time and energies to understanding your individual financial objectives. Through our enabling partnership with LPL Financial we have access to thousands of individual securities, and alliances with the nation’s leading providers of investment and securities products.
The Need for Objective Advice has never been greater
The investment landscape is forever changing. Investors need an experienced partner who can guide them through the intricacies of wealth management and financial planning.
Whatever your goals, we strive to get there
Every day you are faced with a wide array of financial considerations. You may need to provide financial assistance for a child’s college education, or help support an aging parent. In addition, you must prepare for your own retirement and consider what’s to be done with your estate and your business. Add up all of these important considerations, and your need for competent, objective financial guidance has never been greater.
Caring for Aging Parents
As our nation ages, many Americans are turning their attention to caring for aging parents.
Inflation and Your Portfolio
Even low inflation rates can pose a threat to investment returns.
Retirement Traps to Avoid
Beware of these traps that could upend your retirement.
How literate are you when it comes to your finances? Brush up with these five basics.
Tax preparation may be the perfect time to give the household budget a check-up.
Do your insurance needs stay the same when the nest empties?
You face a risk for which the market does not compensate you, that can not be easily reduced through diversification.
Purchasing homeowners insurance is critical for protecting your home.
Help your college-bound child explore scholarships, grants, and more with this article on paying for higher education.
Estimate how many months it may take to recover the out-of-pocket costs when buying a more efficient vehicle.
This calculator helps estimate your federal estate tax liability.
Use this calculator to better see the potential impact of compound interest on an asset.
Estimate how much of your Social Security benefit may be considered taxable.
Use this calculator to estimate your income tax liability along with average and marginal tax rates.
With a few simple inputs you can estimate how much of a mortgage you may be able to obtain.
How federal estate taxes work, plus estate management documents and tactics.
The importance of life insurance, how it works, and how much coverage you need.
Using smart management to get more of what you want and free up assets to invest.
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
A presentation about managing money: using it, saving it, and even getting credit.
There are some smart strategies that may help you pursue your investment objectives
There are hundreds of ETFs available. Should you invest in them?
Making the most of surprises is a great reason to work with us.
When markets shift, experienced investors stick to their strategy.
A will may be only one of the documents you need—and one factor to consider—when it comes to managing your estate.
How does your ideal retirement differ from reality, and what can we do to better align the two?
Millions faithfully file their 1040 forms each April. But some things about federal income taxes may surprise you.