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105 Maxess Road
Suite S124
Melville, NY 11747

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NJS Wealth Management, LLC

800-617-0431

 
Stay Safe with a B.O.P. At Your Back The Long Run: Women and Retirement When Markets React Once Upon a Goal

Welcome to NJS Wealth Management, LLC

NJS Wealth Management, LLC is a private wealth management and financial consulting firm dedicated to serving the needs of individuals, families, and businesses.  NJSWM was founded to give our clients an alternative to the large, impersonal Wall Street firms.  We wanted to create an environment where our clients can receive truly independent advice that’s always focused on their goals.

At NJS Wealth Management our clients needs come first

Our mission is to provide you with solid, objective and unbiased advice. We have no sales quotas. We offer no proprietary investment products.  We are free to devote our time and energies to understanding your individual financial objectives.  Through our enabling partnership with LPL Financial we have access to thousands of individual securities, and alliances with the nation’s leading providers of investment and securities products.

The Need for Objective Advice has never been greater

The investment landscape is forever changing.  Investors need an experienced partner who can guide them through the intricacies of wealth management and financial planning.

Chip Seignious

Whatever your goals, we strive to get there

Every day you are faced with a wide array of financial considerations. You may need to provide financial assistance for a child’s college education, or help support an aging parent.  In addition, you must prepare for your own retirement and consider what’s to be done with your estate and your business.  Add up all of these important considerations, and your need for competent, objective financial guidance has never been greater.

Helpful Content

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Catch-Up Contributions

Workers 50+ may make contributions to their qualified retirement plans above the limits imposed on younger workers.

The SECURE Act

The SECURE Act

This article may help you understand the most recent changes to your IRA and your RMD implemented with the SECURE Act.

Choosing a Mortgage

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Selecting a mortgage isn't an easy process. Get a better understanding of how professionals make the right decisions.

 

A Decision Not Made Is Still a Decision

Investors who put off important investment decisions may face potential consequence to their future financial security.

Insurance Needs Assessment: When You're Newly Married

Marriage changes everything, including your insurance needs.

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If you want to avoid potential surprises at tax time, it may make sense to know where you stand when it comes to the AMT.

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What Is My Current Net Worth?

Use this calculator to estimate your net worth by adding up your assets and subtracting your liabilities.

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This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely.

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Estimate how many years you may need retirement assets or how long to provide income to a surviving spouse or children.

Saving for Retirement

This calculator can help you estimate how much you may need to save for retirement.

How Much Home Can I Afford?

With a few simple inputs you can estimate how much of a mortgage you may be able to obtain.

Social Security Taxes

Estimate how much of your Social Security benefit may be considered taxable.

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Investment Strategies for Retirement

Investment tools and strategies that can enable you to pursue your retirement goals.

Protecting Those Who Matter Most

The importance of life insurance, how it works, and how much coverage you need.

5 Smart Investing Strategies

There are some smart strategies that may help you pursue your investment objectives

Managing Your Lifestyle

Using smart management to get more of what you want and free up assets to invest.

5 Smart Investing Principles

Principles that can help create a portfolio designed to pursue investment goals.

Principles of Preserving Wealth

How federal estate taxes work, plus estate management documents and tactics.

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The Other Sure Thing

Though we don’t like to think about it, all of us will make an exit sometime. Are you prepared?

It May Be Time for a Financial Checkup

It’s never a bad time to speak with your financial professional about changes in your situation.

Jane Bond: Scaling the Ladder

Agent Jane Bond is on the case, uncovering the mystery of bond laddering.

Perception vs. Reality

There’s an alarming difference between perception and reality for current and future retirees.

The Cost of Procrastination

Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time.

The Latte Lie and Other Myths

Do you know these three personal finance sayings?

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