Welcome to NJS Wealth Management, LLC
NJS Wealth Management, LLC is a private wealth management and financial consulting firm dedicated to serving the needs of individuals, families, and businesses. NJSWM was founded to give our clients an alternative to the large, impersonal Wall Street firms. We wanted to create an environment where our clients can receive truly independent advice that’s always focused on their goals.
At NJS Wealth Management our clients needs come first
Our mission is to provide you with solid, objective and unbiased advice. We have no sales quotas. We offer no proprietary investment products. We are free to devote our time and energies to understanding your individual financial objectives. Through our enabling partnership with LPL Financial we have access to thousands of individual securities, and alliances with the nation’s leading providers of investment and securities products.
The Need for Objective Advice has never been greater
The investment landscape is forever changing. Investors need an experienced partner who can guide them through the intricacies of wealth management and financial planning.
Whatever your goals, we strive to get there
Every day you are faced with a wide array of financial considerations. You may need to provide financial assistance for a child’s college education, or help support an aging parent. In addition, you must prepare for your own retirement and consider what’s to be done with your estate and your business. Add up all of these important considerations, and your need for competent, objective financial guidance has never been greater.
The Financial Literacy Crisis
Many Americans are operating their personal finances with only the barest minimum of knowledge.
How Income Taxes Work
A quick look at how federal income taxes work.
Should You Invest in Exchange Traded Funds?
There are hundreds of ETFs available. Should you invest in them?
Five phases to changing unhealthy behaviors.
These food myths will really put a drain on your wallet.
Umbrella liability can be a fairly inexpensive way to help shelter current assets and future income from the unexpected.
Five strategies for managing your student debt.
Learn a little about worldwide currency in this fun infographic
Emotional biases can adversely impact financial decision making. Here’s a few to be mindful of.
Assess whether you are running “in the black” or “in the red” each month.
This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely.
Estimate how much of your Social Security benefit may be considered taxable.
Estimate how much income may be needed at retirement to maintain your standard of living.
This calculator helps estimate your federal estate tax liability.
With a few simple inputs you can estimate how much of a mortgage you may be able to obtain.
Principles that can help create a portfolio designed to pursue investment goals.
A presentation about managing money: using it, saving it, and even getting credit.
The chances of needing long-term care, its cost, and strategies for covering that cost.
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
How federal estate taxes work, plus estate management documents and tactics.
There are a number of ways to withdraw money from a qualified retirement plan.
Here are five facts about Social Security that might surprise you.
It's easy to let investments accumulate like old receipts in a junk drawer.
The market is as unpredictable as the weather. We’d love to help you prepare.
A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement.
Investors seeking world investments can choose between global and international funds. What's the difference?
How does your ideal retirement differ from reality, and what can we do to better align the two?