Welcome to NJS Wealth Management, LLC
NJS Wealth Management, LLC is a private wealth management and financial consulting firm dedicated to serving the needs of individuals, families, and businesses. NJSWM was founded to give our clients an alternative to the large, impersonal Wall Street firms. We wanted to create an environment where our clients can receive truly independent advice that’s always focused on their goals.
At NJS Wealth Management our clients needs come first
Our mission is to provide you with solid, objective and unbiased advice. We have no sales quotas. We offer no proprietary investment products. We are free to devote our time and energies to understanding your individual financial objectives. Through our enabling partnership with LPL Financial we have access to thousands of individual securities, and alliances with the nation’s leading providers of investment and securities products.
The Need for Objective Advice has never been greater
The investment landscape is forever changing. Investors need an experienced partner who can guide them through the intricacies of wealth management and financial planning.
Whatever your goals, we strive to get there
Every day you are faced with a wide array of financial considerations. You may need to provide financial assistance for a child’s college education, or help support an aging parent. In addition, you must prepare for your own retirement and consider what’s to be done with your estate and your business. Add up all of these important considerations, and your need for competent, objective financial guidance has never been greater.
When Does Your Personal Car Become a Commercial Vehicle?
At what point can you call a personal vehicle commercial?
This calculator estimates your chances of becoming disabled and your potential need for disability insurance.
This calculator shows how inflation over the years has impacted purchasing power.
The chances of an IRS audit aren't that high. And being audited does not necessarily imply that the IRS suspects wrongdoing.
When to start? Should I continue to work? How can I maximize my benefit?
For some, the idea of establishing a retirement strategy evokes worries about complicated reporting and administration.
Consider how your assets are allocated and if that allocation is consistent with your time frame and risk tolerance.
Even low inflation rates over an extended period of time can impact your finances in retirement.
These food myths will really put a drain on your wallet.
With a few simple inputs you can estimate how much of a mortgage you may be able to obtain.
Use this calculator to estimate your capital gains tax.
This calculator helps estimate your federal estate tax liability.
This calculator may help you estimate how long funds may last given regular withdrawals.
This calculator compares the financial impact of leasing versus buying an automobile.
This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely.
Investment tools and strategies that can enable you to pursue your retirement goals.
The importance of life insurance, how it works, and how much coverage you need.
Using smart management to get more of what you want and free up assets to invest.
A presentation about managing money: using it, saving it, and even getting credit.
There are some smart strategies that may help you pursue your investment objectives
How federal estate taxes work, plus estate management documents and tactics.
Tulips were the first, but they won’t be the last. What forms a “bubble” and what causes them to burst?
Here’s a quick guide to checking to see if you have unclaimed money.
Taking your Social Security benefits at the right time may help maximize your benefit.
A visit to the hospital can be painful, for both your body and your wallet. Don’t let it be more painful than it has to be.
For women, retirement strategy is a long race. It’s helpful to know the route.
Why are 401(k) plans, annuities, and IRAs so popular?