Welcome to NJS Wealth Management, LLC
NJS Wealth Management, LLC is a private wealth management and financial consulting firm dedicated to serving the needs of individuals, families, and businesses. NJSWM was founded to give our clients an alternative to the large, impersonal Wall Street firms. We wanted to create an environment where our clients can receive truly independent advice that’s always focused on their goals.
At NJS Wealth Management our clients needs come first
Our mission is to provide you with solid, objective and unbiased advice. We have no sales quotas. We offer no proprietary investment products. We are free to devote our time and energies to understanding your individual financial objectives. Through our enabling partnership with LPL Financial we have access to thousands of individual securities, and alliances with the nation’s leading providers of investment and securities products.
The Need for Objective Advice has never been greater
The investment landscape is forever changing. Investors need an experienced partner who can guide them through the intricacies of wealth management and financial planning.
Whatever your goals, we strive to get there
Every day you are faced with a wide array of financial considerations. You may need to provide financial assistance for a child’s college education, or help support an aging parent. In addition, you must prepare for your own retirement and consider what’s to be done with your estate and your business. Add up all of these important considerations, and your need for competent, objective financial guidance has never been greater.
The Lowdown on Those Free Credit Scores
What’s the deal with your yearly free credit report?
Women and Retirement
Women must be ready to spend, on average, more years in retirement than men.
Can Group, Private Disability Policies Work Together?
Loss of income from disability has the potential to cause financial hardship. Disability insurance can help.
In the event of an unforeseen accident or illness, disability insurance may be a good way to protect your income and savings.
Some people wonder if Social Security will remain financially sound enough to pay the benefits they are owed.
Without a solid approach, health care expenses may add up quickly and potentially alter your spending.
Federal estate taxes have long since been a lucrative source of funding for the federal government.
Consider how your assets are allocated and if that allocation is consistent with your time frame and risk tolerance.
Why have the markets been so volatile recently?
Use this calculator to estimate your net worth by adding up your assets and subtracting your liabilities.
Enter various payment options and determine how long it may take to pay off a credit card.
Assess how many days you'll work to pay your federal tax liability.
Estimate how long your retirement savings may last using various monthly cash flow rates.
Use this calculator to estimate your capital gains tax.
Determine your potential long-term care needs and how long your current assets might last.
There are a number of ways to withdraw money from a qualified retirement plan.
Investment tools and strategies that can enable you to pursue your retirement goals.
The importance of life insurance, how it works, and how much coverage you need.
There are some smart strategies that may help you pursue your investment objectives
A presentation about managing money: using it, saving it, and even getting credit.
There are some key concepts to understand when investing for retirement
Tulips were the first, but they won’t be the last. What forms a “bubble” and what causes them to burst?
Here are five facts about Social Security that might surprise you.
It's easy to let investments accumulate like old receipts in a junk drawer.
Understanding the cycle of investing may help you avoid easy pitfalls.
Retiring early sounds like a dream come true, but it’s important to take a look at the cold, hard facts.
What is your plan for health care during retirement?