Broker Check

105 Maxess Road
Suite S124
Melville, NY 11747

LinkedIn

NJS Wealth Management, LLC

800-617-0431

 
Preparation is the Key to Retirement Retirement Accounts When You Change Your Job Timing Your Retirement What You Need to Know About Social Security

Welcome to NJS Wealth Management, LLC

NJS Wealth Management, LLC is a private wealth management and financial consulting firm dedicated to serving the needs of individuals, families, and businesses.  NJSWM was founded to give our clients an alternative to the large, impersonal Wall Street firms.  We wanted to create an environment where our clients can receive truly independent advice that’s always focused on their goals.

At NJS Wealth Management our clients needs come first

Our mission is to provide you with solid, objective and unbiased advice. We have no sales quotas. We offer no proprietary investment products.  We are free to devote our time and energies to understanding your individual financial objectives.  Through our enabling partnership with LPL Financial we have access to thousands of individual securities, and alliances with the nation’s leading providers of investment and securities products.

The Need for Objective Advice has never been greater

The investment landscape is forever changing.  Investors need an experienced partner who can guide them through the intricacies of wealth management and financial planning.

Chip Seignious

Whatever your goals, we strive to get there

Every day you are faced with a wide array of financial considerations. You may need to provide financial assistance for a child’s college education, or help support an aging parent.  In addition, you must prepare for your own retirement and consider what’s to be done with your estate and your business.  Add up all of these important considerations, and your need for competent, objective financial guidance has never been greater.

Helpful Content

Extended Care: A Patchwork of Possibilities

Extended Care: A Patchwork of Possibilities

What is your plan for health care during retirement?

Year-End Charitable Gifting and You

Year-End Charitable Gifting and You

This article may help you maximize the benefits of your donation for your chosen charity.

The Five Basics of Financial Literacy

The Five Basics of Financial Literacy

How literate are you when it comes to your finances? Brush up with these five basics.

 

The ABCs of Zero Coupon Bonds

Understanding some basic concepts may help you assess whether zero-coupon bonds have a place in your portfolio.

Insuring Your Second Home

There are unique risks of owning a second home and obtaining the proper coverage may protect you from financial risk.

Find That Lost Retirement Account

With over 24 million “forgotten” 401(k) accounts, you may be surprised to learn of your unclaimed “found” money.

Travel, Without the Baggage

Tips to avoid checking in luggage on your next vacation.

Filing Final Tax Returns for the Deceased

The federal government requires deceased individuals to file a final income tax return.

What's New for Social Security?

There have been a number of changes to Social Security that may affect you, especially if you are nearing retirement.

View all articles arrow

Potential Income from an IRA

Estimate your monthly and annual income from various IRA types.

What Is My Current Net Worth?

Use this calculator to estimate your net worth by adding up your assets and subtracting your liabilities.

Assess Your Life Insurance Needs

This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely.

What Is My Risk Tolerance?

This questionnaire will help determine your tolerance for investment risk.

Inflation & Retirement

Estimate how much income may be needed at retirement to maintain your standard of living.

What Is the Dividend Yield?

This calculator helps determine your pre-tax and after-tax dividend yield on a particular stock.

View all calculators arrow

Principles of Preserving Wealth

How federal estate taxes work, plus estate management documents and tactics.

5 Smart Investing Principles

Principles that can help create a portfolio designed to pursue investment goals.

Your Cash Flow Statement

A presentation about managing money: using it, saving it, and even getting credit.

5 Smart Investing Strategies

There are some smart strategies that may help you pursue your investment objectives

Managing Your Lifestyle

Using smart management to get more of what you want and free up assets to invest.

Protecting Those Who Matter Most

The importance of life insurance, how it works, and how much coverage you need.

View all presentations arrow

To Buy or Not to Buy

The decision whether to buy or rent a home may have long-term implications.

Safeguard Your Digital Estate

If you died, what would happen to your email archives, social profiles and online accounts?

Jane Bond: Scaling the Ladder

Agent Jane Bond is on the case, uncovering the mystery of bond laddering.

Encore Careers: Push Your Boundaries

Ready for retirement? Find out why many are considering encore careers and push your boundaries into something more, here.

Consider These 3 Things Before Driving Off the Lot

There are a few things to consider when buying or leasing your next vehicle.

Forecast

The market is as unpredictable as the weather. We’d love to help you prepare.

View all videos arrow